LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,213
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$45,588
−HK$1,397/mo
Today · 4.125%
HK$46,985
baseline
▲ 0.50% · 4.625%
HK$49,844
+HK$2,859/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,970/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$727,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,186
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$50,505
−HK$1,339/mo
Today · 4.125%
HK$51,844
baseline
▲ 0.50% · 4.625%
HK$54,576
+HK$2,732/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,688/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$727,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,055
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,706
−HK$1,676/mo
Today · 4.125%
HK$56,382
baseline
▲ 0.50% · 4.625%
HK$59,813
+HK$3,431/mo
Deposit HK$7.76M · loan HK$11.63M · min. income ≈ HK$112,764/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$727,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,023
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,606
−HK$1,606/mo
Today · 4.125%
HK$62,212
baseline
▲ 0.50% · 4.625%
HK$65,492
+HK$3,280/mo
Deposit HK$7.76M · loan HK$11.63M · min. income ≈ HK$124,424/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$727,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,898
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,823
−HK$1,956/mo
Today · 4.125%
HK$65,779
baseline
▲ 0.50% · 4.625%
HK$69,782
+HK$4,003/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$131,558/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$727,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,861
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,707
−HK$1,874/mo
Today · 4.125%
HK$72,581
baseline
▲ 0.50% · 4.625%
HK$76,407
+HK$3,826/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$145,162/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$727,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,583
−HK$4,990/mo
▼ 0.25% · 3.875%
HK$82,058
−HK$2,515/mo
Today · 4.125%
HK$84,573
baseline
▲ 0.50% · 4.625%
HK$89,720
+HK$5,147/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$169,146/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,535
−HK$4,783/mo
▼ 0.25% · 3.875%
HK$90,910
−HK$2,408/mo
Today · 4.125%
HK$93,318
baseline
▲ 0.50% · 4.625%
HK$98,237
+HK$4,919/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$186,636/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,101 · Scale 2, in force from 26 Feb 2026)