LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,214
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$45,589
−HK$1,397/mo
Today · 4.125%
HK$46,986
baseline
▲ 0.50% · 4.625%
HK$49,845
+HK$2,859/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,972/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$727,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,187
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$50,507
−HK$1,338/mo
Today · 4.125%
HK$51,845
baseline
▲ 0.50% · 4.625%
HK$54,578
+HK$2,733/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,690/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$727,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,057
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,707
−HK$1,677/mo
Today · 4.125%
HK$56,384
baseline
▲ 0.50% · 4.625%
HK$59,815
+HK$3,431/mo
Deposit HK$7.76M · loan HK$11.63M · min. income ≈ HK$112,768/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$727,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,025
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,608
−HK$1,606/mo
Today · 4.125%
HK$62,214
baseline
▲ 0.50% · 4.625%
HK$65,493
+HK$3,279/mo
Deposit HK$7.76M · loan HK$11.63M · min. income ≈ HK$124,428/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$727,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,899
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$63,825
−HK$1,956/mo
Today · 4.125%
HK$65,781
baseline
▲ 0.50% · 4.625%
HK$69,784
+HK$4,003/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$131,562/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$727,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,862
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$70,709
−HK$1,874/mo
Today · 4.125%
HK$72,583
baseline
▲ 0.50% · 4.625%
HK$76,409
+HK$3,826/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$145,166/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$727,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,585
−HK$4,991/mo
▼ 0.25% · 3.875%
HK$82,060
−HK$2,516/mo
Today · 4.125%
HK$84,576
baseline
▲ 0.50% · 4.625%
HK$89,722
+HK$5,146/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$169,152/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,537
−HK$4,784/mo
▼ 0.25% · 3.875%
HK$90,912
−HK$2,409/mo
Today · 4.125%
HK$93,321
baseline
▲ 0.50% · 4.625%
HK$98,240
+HK$4,919/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$186,642/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,120 · Scale 2, in force from 26 Feb 2026)