LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,216
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$45,592
−HK$1,397/mo
Today · 4.125%
HK$46,989
baseline
▲ 0.50% · 4.625%
HK$49,848
+HK$2,859/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$93,978/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$727,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,190
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$50,509
−HK$1,339/mo
Today · 4.125%
HK$51,848
baseline
▲ 0.50% · 4.625%
HK$54,581
+HK$2,733/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$103,696/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$727,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,060
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,710
−HK$1,677/mo
Today · 4.125%
HK$56,387
baseline
▲ 0.50% · 4.625%
HK$59,818
+HK$3,431/mo
Deposit HK$7.76M · loan HK$11.63M · min. income ≈ HK$112,774/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$727,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,028
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,611
−HK$1,606/mo
Today · 4.125%
HK$62,217
baseline
▲ 0.50% · 4.625%
HK$65,497
+HK$3,280/mo
Deposit HK$7.76M · loan HK$11.63M · min. income ≈ HK$124,434/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$727,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,903
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$63,828
−HK$1,957/mo
Today · 4.125%
HK$65,785
baseline
▲ 0.50% · 4.625%
HK$69,788
+HK$4,003/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$131,570/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$727,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,866
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$70,713
−HK$1,874/mo
Today · 4.125%
HK$72,587
baseline
▲ 0.50% · 4.625%
HK$76,413
+HK$3,826/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$145,174/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$727,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,589
−HK$4,991/mo
▼ 0.25% · 3.875%
HK$82,065
−HK$2,515/mo
Today · 4.125%
HK$84,580
baseline
▲ 0.50% · 4.625%
HK$89,727
+HK$5,147/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$169,160/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,542
−HK$4,784/mo
▼ 0.25% · 3.875%
HK$90,917
−HK$2,409/mo
Today · 4.125%
HK$93,326
baseline
▲ 0.50% · 4.625%
HK$98,245
+HK$4,919/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$186,652/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,160 · Scale 2, in force from 26 Feb 2026)