LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,217
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$45,592
−HK$1,398/mo
Today · 4.125%
HK$46,990
baseline
▲ 0.50% · 4.625%
HK$49,849
+HK$2,859/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$93,980/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$727,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,191
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$50,510
−HK$1,339/mo
Today · 4.125%
HK$51,849
baseline
▲ 0.50% · 4.625%
HK$54,582
+HK$2,733/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$103,698/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$727,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,060
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,711
−HK$1,677/mo
Today · 4.125%
HK$56,388
baseline
▲ 0.50% · 4.625%
HK$59,819
+HK$3,431/mo
Deposit HK$7.76M · loan HK$11.63M · min. income ≈ HK$112,776/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$727,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,029
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,612
−HK$1,606/mo
Today · 4.125%
HK$62,218
baseline
▲ 0.50% · 4.625%
HK$65,498
+HK$3,280/mo
Deposit HK$7.76M · loan HK$11.63M · min. income ≈ HK$124,436/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$727,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,904
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$63,829
−HK$1,957/mo
Today · 4.125%
HK$65,786
baseline
▲ 0.50% · 4.625%
HK$69,789
+HK$4,003/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$131,572/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$727,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,867
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$70,714
−HK$1,874/mo
Today · 4.125%
HK$72,588
baseline
▲ 0.50% · 4.625%
HK$76,414
+HK$3,826/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$145,176/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$727,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,590
−HK$4,992/mo
▼ 0.25% · 3.875%
HK$82,066
−HK$2,516/mo
Today · 4.125%
HK$84,582
baseline
▲ 0.50% · 4.625%
HK$89,728
+HK$5,146/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$169,164/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,544
−HK$4,783/mo
▼ 0.25% · 3.875%
HK$90,918
−HK$2,409/mo
Today · 4.125%
HK$93,327
baseline
▲ 0.50% · 4.625%
HK$98,247
+HK$4,920/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$186,654/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,171 · Scale 2, in force from 26 Feb 2026)