LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,217
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$45,593
−HK$1,397/mo
Today · 4.125%
HK$46,990
baseline
▲ 0.50% · 4.625%
HK$49,849
+HK$2,859/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$93,980/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$727,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,191
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$50,511
−HK$1,338/mo
Today · 4.125%
HK$51,849
baseline
▲ 0.50% · 4.625%
HK$54,582
+HK$2,733/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$103,698/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$727,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,061
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,711
−HK$1,677/mo
Today · 4.125%
HK$56,388
baseline
▲ 0.50% · 4.625%
HK$59,819
+HK$3,431/mo
Deposit HK$7.76M · loan HK$11.63M · min. income ≈ HK$112,776/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$727,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,030
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,613
−HK$1,606/mo
Today · 4.125%
HK$62,219
baseline
▲ 0.50% · 4.625%
HK$65,499
+HK$3,280/mo
Deposit HK$7.76M · loan HK$11.63M · min. income ≈ HK$124,438/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$727,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,904
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$63,830
−HK$1,956/mo
Today · 4.125%
HK$65,786
baseline
▲ 0.50% · 4.625%
HK$69,789
+HK$4,003/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$131,572/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$727,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,868
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$70,715
−HK$1,874/mo
Today · 4.125%
HK$72,589
baseline
▲ 0.50% · 4.625%
HK$76,415
+HK$3,826/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$145,178/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$727,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,591
−HK$4,991/mo
▼ 0.25% · 3.875%
HK$82,067
−HK$2,515/mo
Today · 4.125%
HK$84,582
baseline
▲ 0.50% · 4.625%
HK$89,729
+HK$5,147/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$169,164/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,545
−HK$4,783/mo
▼ 0.25% · 3.875%
HK$90,919
−HK$2,409/mo
Today · 4.125%
HK$93,328
baseline
▲ 0.50% · 4.625%
HK$98,248
+HK$4,920/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$186,656/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,179 · Scale 2, in force from 26 Feb 2026)