LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,219
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$45,595
−HK$1,397/mo
Today · 4.125%
HK$46,992
baseline
▲ 0.50% · 4.625%
HK$49,852
+HK$2,860/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$93,984/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$727,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,194
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$50,513
−HK$1,338/mo
Today · 4.125%
HK$51,851
baseline
▲ 0.50% · 4.625%
HK$54,585
+HK$2,734/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$103,702/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$727,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,063
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,714
−HK$1,677/mo
Today · 4.125%
HK$56,391
baseline
▲ 0.50% · 4.625%
HK$59,822
+HK$3,431/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$112,782/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$727,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,032
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,616
−HK$1,606/mo
Today · 4.125%
HK$62,222
baseline
▲ 0.50% · 4.625%
HK$65,502
+HK$3,280/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$124,444/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$727,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,907
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$63,833
−HK$1,956/mo
Today · 4.125%
HK$65,789
baseline
▲ 0.50% · 4.625%
HK$69,792
+HK$4,003/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$131,578/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$727,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,871
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$70,718
−HK$1,874/mo
Today · 4.125%
HK$72,592
baseline
▲ 0.50% · 4.625%
HK$76,418
+HK$3,826/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$145,184/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$727,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,595
−HK$4,991/mo
▼ 0.25% · 3.875%
HK$82,071
−HK$2,515/mo
Today · 4.125%
HK$84,586
baseline
▲ 0.50% · 4.625%
HK$89,733
+HK$5,147/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$169,172/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,549
−HK$4,784/mo
▼ 0.25% · 3.875%
HK$90,923
−HK$2,410/mo
Today · 4.125%
HK$93,333
baseline
▲ 0.50% · 4.625%
HK$98,252
+HK$4,919/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$186,666/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,212 · Scale 2, in force from 26 Feb 2026)