LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,221
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$45,596
−HK$1,398/mo
Today · 4.125%
HK$46,994
baseline
▲ 0.50% · 4.625%
HK$49,853
+HK$2,859/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$93,988/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$727,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,195
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$50,514
−HK$1,339/mo
Today · 4.125%
HK$51,853
baseline
▲ 0.50% · 4.625%
HK$54,586
+HK$2,733/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$103,706/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$727,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,065
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,715
−HK$1,677/mo
Today · 4.125%
HK$56,392
baseline
▲ 0.50% · 4.625%
HK$59,824
+HK$3,432/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$112,784/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$727,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,034
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,617
−HK$1,606/mo
Today · 4.125%
HK$62,223
baseline
▲ 0.50% · 4.625%
HK$65,503
+HK$3,280/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$124,446/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$727,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,909
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$63,835
−HK$1,956/mo
Today · 4.125%
HK$65,791
baseline
▲ 0.50% · 4.625%
HK$69,794
+HK$4,003/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$131,582/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,873
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$70,720
−HK$1,874/mo
Today · 4.125%
HK$72,594
baseline
▲ 0.50% · 4.625%
HK$76,420
+HK$3,826/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$145,188/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,597
−HK$4,991/mo
▼ 0.25% · 3.875%
HK$82,073
−HK$2,515/mo
Today · 4.125%
HK$84,588
baseline
▲ 0.50% · 4.625%
HK$89,735
+HK$5,147/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$169,176/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,551
−HK$4,784/mo
▼ 0.25% · 3.875%
HK$90,926
−HK$2,409/mo
Today · 4.125%
HK$93,335
baseline
▲ 0.50% · 4.625%
HK$98,255
+HK$4,920/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$186,670/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,231 · Scale 2, in force from 26 Feb 2026)