LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,223
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$45,599
−HK$1,398/mo
Today · 4.125%
HK$46,997
baseline
▲ 0.50% · 4.625%
HK$49,856
+HK$2,859/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$93,994/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$727,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,198
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$50,518
−HK$1,338/mo
Today · 4.125%
HK$51,856
baseline
▲ 0.50% · 4.625%
HK$54,590
+HK$2,734/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$103,712/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$727,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,068
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,719
−HK$1,677/mo
Today · 4.125%
HK$56,396
baseline
▲ 0.50% · 4.625%
HK$59,828
+HK$3,432/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$112,792/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$727,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,038
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,621
−HK$1,606/mo
Today · 4.125%
HK$62,227
baseline
▲ 0.50% · 4.625%
HK$65,508
+HK$3,281/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$124,454/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$727,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,913
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$63,839
−HK$1,956/mo
Today · 4.125%
HK$65,795
baseline
▲ 0.50% · 4.625%
HK$69,799
+HK$4,004/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$131,590/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,877
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$70,725
−HK$1,874/mo
Today · 4.125%
HK$72,599
baseline
▲ 0.50% · 4.625%
HK$76,425
+HK$3,826/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$145,198/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,602
−HK$4,992/mo
▼ 0.25% · 3.875%
HK$82,078
−HK$2,516/mo
Today · 4.125%
HK$84,594
baseline
▲ 0.50% · 4.625%
HK$89,741
+HK$5,147/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$169,188/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,557
−HK$4,784/mo
▼ 0.25% · 3.875%
HK$90,932
−HK$2,409/mo
Today · 4.125%
HK$93,341
baseline
▲ 0.50% · 4.625%
HK$98,261
+HK$4,920/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$186,682/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,278 · Scale 2, in force from 26 Feb 2026)