LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,224
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$45,600
−HK$1,397/mo
Today · 4.125%
HK$46,997
baseline
▲ 0.50% · 4.625%
HK$49,857
+HK$2,860/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$93,994/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$727,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,199
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$50,519
−HK$1,338/mo
Today · 4.125%
HK$51,857
baseline
▲ 0.50% · 4.625%
HK$54,591
+HK$2,734/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$103,714/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$727,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,069
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,720
−HK$1,677/mo
Today · 4.125%
HK$56,397
baseline
▲ 0.50% · 4.625%
HK$59,829
+HK$3,432/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$112,794/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,039
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,622
−HK$1,607/mo
Today · 4.125%
HK$62,229
baseline
▲ 0.50% · 4.625%
HK$65,509
+HK$3,280/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$124,458/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,914
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$63,840
−HK$1,956/mo
Today · 4.125%
HK$65,796
baseline
▲ 0.50% · 4.625%
HK$69,800
+HK$4,004/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$131,592/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,879
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$70,726
−HK$1,874/mo
Today · 4.125%
HK$72,600
baseline
▲ 0.50% · 4.625%
HK$76,427
+HK$3,827/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$145,200/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,604
−HK$4,991/mo
▼ 0.25% · 3.875%
HK$82,080
−HK$2,515/mo
Today · 4.125%
HK$84,595
baseline
▲ 0.50% · 4.625%
HK$89,743
+HK$5,148/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$169,190/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,558
−HK$4,785/mo
▼ 0.25% · 3.875%
HK$90,933
−HK$2,410/mo
Today · 4.125%
HK$93,343
baseline
▲ 0.50% · 4.625%
HK$98,263
+HK$4,920/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$186,686/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,291 · Scale 2, in force from 26 Feb 2026)