LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,226
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$45,602
−HK$1,398/mo
Today · 4.125%
HK$47,000
baseline
▲ 0.50% · 4.625%
HK$49,860
+HK$2,860/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$94,000/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$727,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,201
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$50,521
−HK$1,339/mo
Today · 4.125%
HK$51,860
baseline
▲ 0.50% · 4.625%
HK$54,593
+HK$2,733/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$103,720/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$727,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,072
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,722
−HK$1,678/mo
Today · 4.125%
HK$56,400
baseline
▲ 0.50% · 4.625%
HK$59,831
+HK$3,431/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$112,800/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,042
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,625
−HK$1,606/mo
Today · 4.125%
HK$62,231
baseline
▲ 0.50% · 4.625%
HK$65,512
+HK$3,281/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$124,462/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,917
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$63,843
−HK$1,957/mo
Today · 4.125%
HK$65,800
baseline
▲ 0.50% · 4.625%
HK$69,803
+HK$4,003/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$131,600/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,882
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$70,729
−HK$1,874/mo
Today · 4.125%
HK$72,603
baseline
▲ 0.50% · 4.625%
HK$76,430
+HK$3,827/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$145,206/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,607
−HK$4,992/mo
▼ 0.25% · 3.875%
HK$82,084
−HK$2,515/mo
Today · 4.125%
HK$84,599
baseline
▲ 0.50% · 4.625%
HK$89,747
+HK$5,148/mo
Deposit HK$1.94M · loan HK$17.46M · min. income ≈ HK$169,198/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,562
−HK$4,785/mo
▼ 0.25% · 3.875%
HK$90,938
−HK$2,409/mo
Today · 4.125%
HK$93,347
baseline
▲ 0.50% · 4.625%
HK$98,268
+HK$4,921/mo
Deposit HK$1.94M · loan HK$17.46M · min. income ≈ HK$186,694/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,325 · Scale 2, in force from 26 Feb 2026)