LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,228
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$45,604
−HK$1,398/mo
Today · 4.125%
HK$47,002
baseline
▲ 0.50% · 4.625%
HK$49,862
+HK$2,860/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$94,004/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,203
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$50,523
−HK$1,339/mo
Today · 4.125%
HK$51,862
baseline
▲ 0.50% · 4.625%
HK$54,595
+HK$2,733/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$103,724/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,074
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,725
−HK$1,677/mo
Today · 4.125%
HK$56,402
baseline
▲ 0.50% · 4.625%
HK$59,834
+HK$3,432/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$112,804/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,044
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,628
−HK$1,606/mo
Today · 4.125%
HK$62,234
baseline
▲ 0.50% · 4.625%
HK$65,515
+HK$3,281/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$124,468/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,920
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$63,846
−HK$1,956/mo
Today · 4.125%
HK$65,802
baseline
▲ 0.50% · 4.625%
HK$69,806
+HK$4,004/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$131,604/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,885
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$70,732
−HK$1,874/mo
Today · 4.125%
HK$72,606
baseline
▲ 0.50% · 4.625%
HK$76,434
+HK$3,828/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$145,212/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,611
−HK$4,992/mo
▼ 0.25% · 3.875%
HK$82,087
−HK$2,516/mo
Today · 4.125%
HK$84,603
baseline
▲ 0.50% · 4.625%
HK$89,751
+HK$5,148/mo
Deposit HK$1.94M · loan HK$17.46M · min. income ≈ HK$169,206/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,566
−HK$4,785/mo
▼ 0.25% · 3.875%
HK$90,942
−HK$2,409/mo
Today · 4.125%
HK$93,351
baseline
▲ 0.50% · 4.625%
HK$98,272
+HK$4,921/mo
Deposit HK$1.94M · loan HK$17.46M · min. income ≈ HK$186,702/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,357 · Scale 2, in force from 26 Feb 2026)