LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,229
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$45,604
−HK$1,398/mo
Today · 4.125%
HK$47,002
baseline
▲ 0.50% · 4.625%
HK$49,862
+HK$2,860/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$94,004/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,204
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$50,523
−HK$1,339/mo
Today · 4.125%
HK$51,862
baseline
▲ 0.50% · 4.625%
HK$54,596
+HK$2,734/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$103,724/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,074
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,725
−HK$1,677/mo
Today · 4.125%
HK$56,402
baseline
▲ 0.50% · 4.625%
HK$59,834
+HK$3,432/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$112,804/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,045
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,628
−HK$1,607/mo
Today · 4.125%
HK$62,235
baseline
▲ 0.50% · 4.625%
HK$65,515
+HK$3,280/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$124,470/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,920
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$63,846
−HK$1,957/mo
Today · 4.125%
HK$65,803
baseline
▲ 0.50% · 4.625%
HK$69,807
+HK$4,004/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$131,606/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,885
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$70,733
−HK$1,874/mo
Today · 4.125%
HK$72,607
baseline
▲ 0.50% · 4.625%
HK$76,434
+HK$3,827/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$145,214/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,611
−HK$4,993/mo
▼ 0.25% · 3.875%
HK$82,088
−HK$2,516/mo
Today · 4.125%
HK$84,604
baseline
▲ 0.50% · 4.625%
HK$89,752
+HK$5,148/mo
Deposit HK$1.94M · loan HK$17.46M · min. income ≈ HK$169,208/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,567
−HK$4,785/mo
▼ 0.25% · 3.875%
HK$90,942
−HK$2,410/mo
Today · 4.125%
HK$93,352
baseline
▲ 0.50% · 4.625%
HK$98,273
+HK$4,921/mo
Deposit HK$1.94M · loan HK$17.46M · min. income ≈ HK$186,704/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,361 · Scale 2, in force from 26 Feb 2026)