LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,231
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$45,607
−HK$1,398/mo
Today · 4.125%
HK$47,005
baseline
▲ 0.50% · 4.625%
HK$49,865
+HK$2,860/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$94,010/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,207
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$50,527
−HK$1,338/mo
Today · 4.125%
HK$51,865
baseline
▲ 0.50% · 4.625%
HK$54,599
+HK$2,734/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$103,730/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,078
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,729
−HK$1,677/mo
Today · 4.125%
HK$56,406
baseline
▲ 0.50% · 4.625%
HK$59,838
+HK$3,432/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$112,812/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,048
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,632
−HK$1,606/mo
Today · 4.125%
HK$62,238
baseline
▲ 0.50% · 4.625%
HK$65,519
+HK$3,281/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$124,476/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,924
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$63,850
−HK$1,957/mo
Today · 4.125%
HK$65,807
baseline
▲ 0.50% · 4.625%
HK$69,811
+HK$4,004/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$131,614/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,890
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$70,737
−HK$1,875/mo
Today · 4.125%
HK$72,612
baseline
▲ 0.50% · 4.625%
HK$76,439
+HK$3,827/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$145,224/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,616
−HK$4,993/mo
▼ 0.25% · 3.875%
HK$82,093
−HK$2,516/mo
Today · 4.125%
HK$84,609
baseline
▲ 0.50% · 4.625%
HK$89,757
+HK$5,148/mo
Deposit HK$1.94M · loan HK$17.46M · min. income ≈ HK$169,218/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,572
−HK$4,786/mo
▼ 0.25% · 3.875%
HK$90,948
−HK$2,410/mo
Today · 4.125%
HK$93,358
baseline
▲ 0.50% · 4.625%
HK$98,279
+HK$4,921/mo
Deposit HK$1.94M · loan HK$17.46M · min. income ≈ HK$186,716/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,407 · Scale 2, in force from 26 Feb 2026)