LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,233
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$45,609
−HK$1,398/mo
Today · 4.125%
HK$47,007
baseline
▲ 0.50% · 4.625%
HK$49,867
+HK$2,860/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$94,014/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,209
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$50,528
−HK$1,339/mo
Today · 4.125%
HK$51,867
baseline
▲ 0.50% · 4.625%
HK$54,601
+HK$2,734/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$103,734/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,080
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,731
−HK$1,677/mo
Today · 4.125%
HK$56,408
baseline
▲ 0.50% · 4.625%
HK$59,840
+HK$3,432/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$112,816/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,050
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$60,634
−HK$1,607/mo
Today · 4.125%
HK$62,241
baseline
▲ 0.50% · 4.625%
HK$65,522
+HK$3,281/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$124,482/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,926
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$63,852
−HK$1,957/mo
Today · 4.125%
HK$65,809
baseline
▲ 0.50% · 4.625%
HK$69,814
+HK$4,005/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$131,618/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,892
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$70,740
−HK$1,874/mo
Today · 4.125%
HK$72,614
baseline
▲ 0.50% · 4.625%
HK$76,442
+HK$3,828/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$145,228/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,619
−HK$4,993/mo
▼ 0.25% · 3.875%
HK$82,096
−HK$2,516/mo
Today · 4.125%
HK$84,612
baseline
▲ 0.50% · 4.625%
HK$89,761
+HK$5,149/mo
Deposit HK$1.94M · loan HK$17.46M · min. income ≈ HK$169,224/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,576
−HK$4,785/mo
▼ 0.25% · 3.875%
HK$90,951
−HK$2,410/mo
Today · 4.125%
HK$93,361
baseline
▲ 0.50% · 4.625%
HK$98,282
+HK$4,921/mo
Deposit HK$1.94M · loan HK$17.46M · min. income ≈ HK$186,722/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,434 · Scale 2, in force from 26 Feb 2026)