LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,236
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$45,612
−HK$1,398/mo
Today · 4.125%
HK$47,010
baseline
▲ 0.50% · 4.625%
HK$49,871
+HK$2,861/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$94,020/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,213
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$50,532
−HK$1,339/mo
Today · 4.125%
HK$51,871
baseline
▲ 0.50% · 4.625%
HK$54,606
+HK$2,735/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$103,742/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,084
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,735
−HK$1,677/mo
Today · 4.125%
HK$56,412
baseline
▲ 0.50% · 4.625%
HK$59,845
+HK$3,433/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$112,824/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,055
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$60,639
−HK$1,607/mo
Today · 4.125%
HK$62,246
baseline
▲ 0.50% · 4.625%
HK$65,527
+HK$3,281/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$124,492/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,931
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$63,857
−HK$1,958/mo
Today · 4.125%
HK$65,815
baseline
▲ 0.50% · 4.625%
HK$69,819
+HK$4,004/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$131,630/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,898
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$70,745
−HK$1,875/mo
Today · 4.125%
HK$72,620
baseline
▲ 0.50% · 4.625%
HK$76,448
+HK$3,828/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$145,240/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,625
−HK$4,994/mo
▼ 0.25% · 3.875%
HK$82,102
−HK$2,517/mo
Today · 4.125%
HK$84,619
baseline
▲ 0.50% · 4.625%
HK$89,768
+HK$5,149/mo
Deposit HK$1.94M · loan HK$17.46M · min. income ≈ HK$169,238/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,583
−HK$4,785/mo
▼ 0.25% · 3.875%
HK$90,958
−HK$2,410/mo
Today · 4.125%
HK$93,368
baseline
▲ 0.50% · 4.625%
HK$98,290
+HK$4,922/mo
Deposit HK$1.94M · loan HK$17.46M · min. income ≈ HK$186,736/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,491 · Scale 2, in force from 26 Feb 2026)