LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,238
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,614
−HK$1,399/mo
Today · 4.125%
HK$47,013
baseline
▲ 0.50% · 4.625%
HK$49,873
+HK$2,860/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$94,026/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,215
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$50,535
−HK$1,339/mo
Today · 4.125%
HK$51,874
baseline
▲ 0.50% · 4.625%
HK$54,608
+HK$2,734/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$103,748/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,086
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$54,737
−HK$1,678/mo
Today · 4.125%
HK$56,415
baseline
▲ 0.50% · 4.625%
HK$59,848
+HK$3,433/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$112,830/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,058
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,642
−HK$1,606/mo
Today · 4.125%
HK$62,248
baseline
▲ 0.50% · 4.625%
HK$65,530
+HK$3,282/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$124,496/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,934
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$63,860
−HK$1,958/mo
Today · 4.125%
HK$65,818
baseline
▲ 0.50% · 4.625%
HK$69,822
+HK$4,004/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$131,636/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,901
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$70,749
−HK$1,874/mo
Today · 4.125%
HK$72,623
baseline
▲ 0.50% · 4.625%
HK$76,451
+HK$3,828/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$145,246/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,629
−HK$4,994/mo
▼ 0.25% · 3.875%
HK$82,106
−HK$2,517/mo
Today · 4.125%
HK$84,623
baseline
▲ 0.50% · 4.625%
HK$89,772
+HK$5,149/mo
Deposit HK$1.94M · loan HK$17.46M · min. income ≈ HK$169,246/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,587
−HK$4,786/mo
▼ 0.25% · 3.875%
HK$90,963
−HK$2,410/mo
Today · 4.125%
HK$93,373
baseline
▲ 0.50% · 4.625%
HK$98,295
+HK$4,922/mo
Deposit HK$1.94M · loan HK$17.46M · min. income ≈ HK$186,746/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,524 · Scale 2, in force from 26 Feb 2026)