LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,241
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$45,617
−HK$1,398/mo
Today · 4.125%
HK$47,015
baseline
▲ 0.50% · 4.625%
HK$49,876
+HK$2,861/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$94,030/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,218
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$50,538
−HK$1,339/mo
Today · 4.125%
HK$51,877
baseline
▲ 0.50% · 4.625%
HK$54,611
+HK$2,734/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$103,754/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,089
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$54,741
−HK$1,678/mo
Today · 4.125%
HK$56,419
baseline
▲ 0.50% · 4.625%
HK$59,852
+HK$3,433/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$112,838/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,061
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$60,645
−HK$1,607/mo
Today · 4.125%
HK$62,252
baseline
▲ 0.50% · 4.625%
HK$65,534
+HK$3,282/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$124,504/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,938
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$63,864
−HK$1,958/mo
Today · 4.125%
HK$65,822
baseline
▲ 0.50% · 4.625%
HK$69,827
+HK$4,005/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$131,644/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,905
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$70,753
−HK$1,875/mo
Today · 4.125%
HK$72,628
baseline
▲ 0.50% · 4.625%
HK$76,456
+HK$3,828/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$145,256/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,634
−HK$4,994/mo
▼ 0.25% · 3.875%
HK$82,111
−HK$2,517/mo
Today · 4.125%
HK$84,628
baseline
▲ 0.50% · 4.625%
HK$89,777
+HK$5,149/mo
Deposit HK$1.94M · loan HK$17.46M · min. income ≈ HK$169,256/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,592
−HK$4,786/mo
▼ 0.25% · 3.875%
HK$90,968
−HK$2,410/mo
Today · 4.125%
HK$93,378
baseline
▲ 0.50% · 4.625%
HK$98,301
+HK$4,923/mo
Deposit HK$1.94M · loan HK$17.46M · min. income ≈ HK$186,756/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,569 · Scale 2, in force from 26 Feb 2026)