LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,242
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$45,618
−HK$1,398/mo
Today · 4.125%
HK$47,016
baseline
▲ 0.50% · 4.625%
HK$49,877
+HK$2,861/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$94,032/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,219
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$50,539
−HK$1,339/mo
Today · 4.125%
HK$51,878
baseline
▲ 0.50% · 4.625%
HK$54,613
+HK$2,735/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$103,756/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,090
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$54,742
−HK$1,678/mo
Today · 4.125%
HK$56,420
baseline
▲ 0.50% · 4.625%
HK$59,853
+HK$3,433/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$112,840/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,063
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$60,647
−HK$1,607/mo
Today · 4.125%
HK$62,254
baseline
▲ 0.50% · 4.625%
HK$65,535
+HK$3,281/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$124,508/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,939
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$63,866
−HK$1,957/mo
Today · 4.125%
HK$65,823
baseline
▲ 0.50% · 4.625%
HK$69,828
+HK$4,005/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$131,646/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,906
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$70,754
−HK$1,875/mo
Today · 4.125%
HK$72,629
baseline
▲ 0.50% · 4.625%
HK$76,458
+HK$3,829/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$145,258/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,636
−HK$4,994/mo
▼ 0.25% · 3.875%
HK$82,113
−HK$2,517/mo
Today · 4.125%
HK$84,630
baseline
▲ 0.50% · 4.625%
HK$89,779
+HK$5,149/mo
Deposit HK$1.94M · loan HK$17.46M · min. income ≈ HK$169,260/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,594
−HK$4,786/mo
▼ 0.25% · 3.875%
HK$90,970
−HK$2,410/mo
Today · 4.125%
HK$93,380
baseline
▲ 0.50% · 4.625%
HK$98,303
+HK$4,923/mo
Deposit HK$1.94M · loan HK$17.46M · min. income ≈ HK$186,760/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,584 · Scale 2, in force from 26 Feb 2026)