LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,243
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,619
−HK$1,399/mo
Today · 4.125%
HK$47,018
baseline
▲ 0.50% · 4.625%
HK$49,879
+HK$2,861/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$94,036/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,220
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$50,540
−HK$1,339/mo
Today · 4.125%
HK$51,879
baseline
▲ 0.50% · 4.625%
HK$54,614
+HK$2,735/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$103,758/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,092
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$54,743
−HK$1,678/mo
Today · 4.125%
HK$56,421
baseline
▲ 0.50% · 4.625%
HK$59,854
+HK$3,433/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$112,842/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,064
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$60,648
−HK$1,607/mo
Today · 4.125%
HK$62,255
baseline
▲ 0.50% · 4.625%
HK$65,537
+HK$3,282/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$124,510/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,941
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$63,867
−HK$1,958/mo
Today · 4.125%
HK$65,825
baseline
▲ 0.50% · 4.625%
HK$69,830
+HK$4,005/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$131,650/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,908
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$70,756
−HK$1,875/mo
Today · 4.125%
HK$72,631
baseline
▲ 0.50% · 4.625%
HK$76,460
+HK$3,829/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$145,262/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,638
−HK$4,994/mo
▼ 0.25% · 3.875%
HK$82,115
−HK$2,517/mo
Today · 4.125%
HK$84,632
baseline
▲ 0.50% · 4.625%
HK$89,782
+HK$5,150/mo
Deposit HK$1.94M · loan HK$17.46M · min. income ≈ HK$169,264/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,596
−HK$4,787/mo
▼ 0.25% · 3.875%
HK$90,972
−HK$2,411/mo
Today · 4.125%
HK$93,383
baseline
▲ 0.50% · 4.625%
HK$98,305
+HK$4,922/mo
Deposit HK$1.94M · loan HK$17.46M · min. income ≈ HK$186,766/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,604 · Scale 2, in force from 26 Feb 2026)