LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,246
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,622
−HK$1,399/mo
Today · 4.125%
HK$47,021
baseline
▲ 0.50% · 4.625%
HK$49,882
+HK$2,861/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$94,042/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,223
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$50,543
−HK$1,340/mo
Today · 4.125%
HK$51,883
baseline
▲ 0.50% · 4.625%
HK$54,617
+HK$2,734/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$103,766/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,095
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$54,747
−HK$1,678/mo
Today · 4.125%
HK$56,425
baseline
▲ 0.50% · 4.625%
HK$59,858
+HK$3,433/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$112,850/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,068
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$60,652
−HK$1,607/mo
Today · 4.125%
HK$62,259
baseline
▲ 0.50% · 4.625%
HK$65,541
+HK$3,282/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$124,518/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,944
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$63,871
−HK$1,958/mo
Today · 4.125%
HK$65,829
baseline
▲ 0.50% · 4.625%
HK$69,834
+HK$4,005/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$131,658/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,913
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$70,761
−HK$1,875/mo
Today · 4.125%
HK$72,636
baseline
▲ 0.50% · 4.625%
HK$76,464
+HK$3,828/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$145,272/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,643
−HK$4,994/mo
▼ 0.25% · 3.875%
HK$82,120
−HK$2,517/mo
Today · 4.125%
HK$84,637
baseline
▲ 0.50% · 4.625%
HK$89,787
+HK$5,150/mo
Deposit HK$1.94M · loan HK$17.46M · min. income ≈ HK$169,274/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,602
−HK$4,787/mo
▼ 0.25% · 3.875%
HK$90,978
−HK$2,411/mo
Today · 4.125%
HK$93,389
baseline
▲ 0.50% · 4.625%
HK$98,311
+HK$4,922/mo
Deposit HK$1.94M · loan HK$17.46M · min. income ≈ HK$186,778/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,650 · Scale 2, in force from 26 Feb 2026)