LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,248
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,624
−HK$1,399/mo
Today · 4.125%
HK$47,023
baseline
▲ 0.50% · 4.625%
HK$49,884
+HK$2,861/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$94,046/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,225
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$50,545
−HK$1,340/mo
Today · 4.125%
HK$51,885
baseline
▲ 0.50% · 4.625%
HK$54,620
+HK$2,735/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$103,770/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,097
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$54,749
−HK$1,678/mo
Today · 4.125%
HK$56,427
baseline
▲ 0.50% · 4.625%
HK$59,861
+HK$3,434/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$112,854/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,070
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,655
−HK$1,607/mo
Today · 4.125%
HK$62,262
baseline
▲ 0.50% · 4.625%
HK$65,544
+HK$3,282/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$124,524/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,947
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$63,874
−HK$1,958/mo
Today · 4.125%
HK$65,832
baseline
▲ 0.50% · 4.625%
HK$69,837
+HK$4,005/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$131,664/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,915
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$70,764
−HK$1,875/mo
Today · 4.125%
HK$72,639
baseline
▲ 0.50% · 4.625%
HK$76,468
+HK$3,829/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$145,278/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,646
−HK$4,995/mo
▼ 0.25% · 3.875%
HK$82,124
−HK$2,517/mo
Today · 4.125%
HK$84,641
baseline
▲ 0.50% · 4.625%
HK$89,791
+HK$5,150/mo
Deposit HK$1.94M · loan HK$17.46M · min. income ≈ HK$169,282/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,606
−HK$4,787/mo
▼ 0.25% · 3.875%
HK$90,982
−HK$2,411/mo
Today · 4.125%
HK$93,393
baseline
▲ 0.50% · 4.625%
HK$98,315
+HK$4,922/mo
Deposit HK$1.94M · loan HK$17.46M · min. income ≈ HK$186,786/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,680 · Scale 2, in force from 26 Feb 2026)