LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,248
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,625
−HK$1,398/mo
Today · 4.125%
HK$47,023
baseline
▲ 0.50% · 4.625%
HK$49,884
+HK$2,861/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$94,046/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,226
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$50,546
−HK$1,339/mo
Today · 4.125%
HK$51,885
baseline
▲ 0.50% · 4.625%
HK$54,620
+HK$2,735/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$103,770/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,098
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$54,750
−HK$1,678/mo
Today · 4.125%
HK$56,428
baseline
▲ 0.50% · 4.625%
HK$59,861
+HK$3,433/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$112,856/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,071
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$60,655
−HK$1,607/mo
Today · 4.125%
HK$62,262
baseline
▲ 0.50% · 4.625%
HK$65,544
+HK$3,282/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$124,524/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,948
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$63,875
−HK$1,957/mo
Today · 4.125%
HK$65,832
baseline
▲ 0.50% · 4.625%
HK$69,838
+HK$4,006/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$131,664/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,916
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$70,764
−HK$1,875/mo
Today · 4.125%
HK$72,639
baseline
▲ 0.50% · 4.625%
HK$76,468
+HK$3,829/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$145,278/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,647
−HK$4,994/mo
▼ 0.25% · 3.875%
HK$82,124
−HK$2,517/mo
Today · 4.125%
HK$84,641
baseline
▲ 0.50% · 4.625%
HK$89,792
+HK$5,151/mo
Deposit HK$1.94M · loan HK$17.46M · min. income ≈ HK$169,282/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,606
−HK$4,788/mo
▼ 0.25% · 3.875%
HK$90,983
−HK$2,411/mo
Today · 4.125%
HK$93,394
baseline
▲ 0.50% · 4.625%
HK$98,316
+HK$4,922/mo
Deposit HK$1.94M · loan HK$17.46M · min. income ≈ HK$186,788/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,686 · Scale 2, in force from 26 Feb 2026)