LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,251
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,628
−HK$1,398/mo
Today · 4.125%
HK$47,026
baseline
▲ 0.50% · 4.625%
HK$49,887
+HK$2,861/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$94,052/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,229
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$50,549
−HK$1,340/mo
Today · 4.125%
HK$51,889
baseline
▲ 0.50% · 4.625%
HK$54,624
+HK$2,735/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$103,778/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,101
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$54,753
−HK$1,678/mo
Today · 4.125%
HK$56,431
baseline
▲ 0.50% · 4.625%
HK$59,865
+HK$3,434/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$112,862/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,075
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$60,659
−HK$1,607/mo
Today · 4.125%
HK$62,266
baseline
▲ 0.50% · 4.625%
HK$65,549
+HK$3,283/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$124,532/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,952
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$63,879
−HK$1,958/mo
Today · 4.125%
HK$65,837
baseline
▲ 0.50% · 4.625%
HK$69,842
+HK$4,005/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$131,674/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,921
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$70,769
−HK$1,875/mo
Today · 4.125%
HK$72,644
baseline
▲ 0.50% · 4.625%
HK$76,473
+HK$3,829/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$145,288/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,652
−HK$4,995/mo
▼ 0.25% · 3.875%
HK$82,130
−HK$2,517/mo
Today · 4.125%
HK$84,647
baseline
▲ 0.50% · 4.625%
HK$89,797
+HK$5,150/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$169,294/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,612
−HK$4,788/mo
▼ 0.25% · 3.875%
HK$90,989
−HK$2,411/mo
Today · 4.125%
HK$93,400
baseline
▲ 0.50% · 4.625%
HK$98,323
+HK$4,923/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$186,800/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,733 · Scale 2, in force from 26 Feb 2026)