LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,253
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,629
−HK$1,399/mo
Today · 4.125%
HK$47,028
baseline
▲ 0.50% · 4.625%
HK$49,889
+HK$2,861/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$94,056/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,231
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$50,551
−HK$1,339/mo
Today · 4.125%
HK$51,890
baseline
▲ 0.50% · 4.625%
HK$54,626
+HK$2,736/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$103,780/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,103
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$54,755
−HK$1,678/mo
Today · 4.125%
HK$56,433
baseline
▲ 0.50% · 4.625%
HK$59,867
+HK$3,434/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$112,866/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,077
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$60,661
−HK$1,607/mo
Today · 4.125%
HK$62,268
baseline
▲ 0.50% · 4.625%
HK$65,551
+HK$3,283/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$124,536/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,954
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$63,881
−HK$1,958/mo
Today · 4.125%
HK$65,839
baseline
▲ 0.50% · 4.625%
HK$69,845
+HK$4,006/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$131,678/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,923
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$70,771
−HK$1,876/mo
Today · 4.125%
HK$72,647
baseline
▲ 0.50% · 4.625%
HK$76,476
+HK$3,829/mo
Deposit HK$5.82M · loan HK$13.58M · min. income ≈ HK$145,294/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,655
−HK$4,995/mo
▼ 0.25% · 3.875%
HK$82,132
−HK$2,518/mo
Today · 4.125%
HK$84,650
baseline
▲ 0.50% · 4.625%
HK$89,801
+HK$5,151/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$169,300/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,615
−HK$4,788/mo
▼ 0.25% · 3.875%
HK$90,992
−HK$2,411/mo
Today · 4.125%
HK$93,403
baseline
▲ 0.50% · 4.625%
HK$98,326
+HK$4,923/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$186,806/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,758 · Scale 2, in force from 26 Feb 2026)