LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,254
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,631
−HK$1,398/mo
Today · 4.125%
HK$47,029
baseline
▲ 0.50% · 4.625%
HK$49,891
+HK$2,862/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$94,058/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,232
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$50,553
−HK$1,339/mo
Today · 4.125%
HK$51,892
baseline
▲ 0.50% · 4.625%
HK$54,628
+HK$2,736/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$103,784/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,105
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$54,757
−HK$1,678/mo
Today · 4.125%
HK$56,435
baseline
▲ 0.50% · 4.625%
HK$59,869
+HK$3,434/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$112,870/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,079
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,663
−HK$1,608/mo
Today · 4.125%
HK$62,271
baseline
▲ 0.50% · 4.625%
HK$65,553
+HK$3,282/mo
Deposit HK$7.76M · loan HK$11.64M · min. income ≈ HK$124,542/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,956
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$63,883
−HK$1,958/mo
Today · 4.125%
HK$65,841
baseline
▲ 0.50% · 4.625%
HK$69,847
+HK$4,006/mo
Deposit HK$5.82M · loan HK$13.59M · min. income ≈ HK$131,682/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,925
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$70,774
−HK$1,875/mo
Today · 4.125%
HK$72,649
baseline
▲ 0.50% · 4.625%
HK$76,479
+HK$3,830/mo
Deposit HK$5.82M · loan HK$13.59M · min. income ≈ HK$145,298/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,658
−HK$4,995/mo
▼ 0.25% · 3.875%
HK$82,135
−HK$2,518/mo
Today · 4.125%
HK$84,653
baseline
▲ 0.50% · 4.625%
HK$89,804
+HK$5,151/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$169,306/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,618
−HK$4,788/mo
▼ 0.25% · 3.875%
HK$90,995
−HK$2,411/mo
Today · 4.125%
HK$93,406
baseline
▲ 0.50% · 4.625%
HK$98,330
+HK$4,924/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$186,812/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,785 · Scale 2, in force from 26 Feb 2026)