LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,257
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,633
−HK$1,399/mo
Today · 4.125%
HK$47,032
baseline
▲ 0.50% · 4.625%
HK$49,894
+HK$2,862/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$94,064/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,235
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$50,556
−HK$1,339/mo
Today · 4.125%
HK$51,895
baseline
▲ 0.50% · 4.625%
HK$54,631
+HK$2,736/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$103,790/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,108
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$54,760
−HK$1,678/mo
Today · 4.125%
HK$56,438
baseline
▲ 0.50% · 4.625%
HK$59,873
+HK$3,435/mo
Deposit HK$7.76M · loan HK$11.65M · min. income ≈ HK$112,876/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,082
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,667
−HK$1,607/mo
Today · 4.125%
HK$62,274
baseline
▲ 0.50% · 4.625%
HK$65,557
+HK$3,283/mo
Deposit HK$7.76M · loan HK$11.65M · min. income ≈ HK$124,548/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,959
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$63,887
−HK$1,958/mo
Today · 4.125%
HK$65,845
baseline
▲ 0.50% · 4.625%
HK$69,851
+HK$4,006/mo
Deposit HK$5.82M · loan HK$13.59M · min. income ≈ HK$131,690/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,929
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$70,778
−HK$1,875/mo
Today · 4.125%
HK$72,653
baseline
▲ 0.50% · 4.625%
HK$76,483
+HK$3,830/mo
Deposit HK$5.82M · loan HK$13.59M · min. income ≈ HK$145,306/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,662
−HK$4,996/mo
▼ 0.25% · 3.875%
HK$82,140
−HK$2,518/mo
Today · 4.125%
HK$84,658
baseline
▲ 0.50% · 4.625%
HK$89,809
+HK$5,151/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$169,316/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,623
−HK$4,788/mo
▼ 0.25% · 3.875%
HK$91,000
−HK$2,411/mo
Today · 4.125%
HK$93,411
baseline
▲ 0.50% · 4.625%
HK$98,335
+HK$4,924/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$186,822/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,825 · Scale 2, in force from 26 Feb 2026)