LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,259
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,635
−HK$1,399/mo
Today · 4.125%
HK$47,034
baseline
▲ 0.50% · 4.625%
HK$49,896
+HK$2,862/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$94,068/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,237
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$50,558
−HK$1,340/mo
Today · 4.125%
HK$51,898
baseline
▲ 0.50% · 4.625%
HK$54,633
+HK$2,735/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$103,796/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,110
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$54,763
−HK$1,678/mo
Today · 4.125%
HK$56,441
baseline
▲ 0.50% · 4.625%
HK$59,875
+HK$3,434/mo
Deposit HK$7.76M · loan HK$11.65M · min. income ≈ HK$112,882/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,085
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,670
−HK$1,607/mo
Today · 4.125%
HK$62,277
baseline
▲ 0.50% · 4.625%
HK$65,560
+HK$3,283/mo
Deposit HK$7.76M · loan HK$11.65M · min. income ≈ HK$124,554/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,962
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$63,890
−HK$1,958/mo
Today · 4.125%
HK$65,848
baseline
▲ 0.50% · 4.625%
HK$69,855
+HK$4,007/mo
Deposit HK$5.82M · loan HK$13.59M · min. income ≈ HK$131,696/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,932
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$70,781
−HK$1,876/mo
Today · 4.125%
HK$72,657
baseline
▲ 0.50% · 4.625%
HK$76,486
+HK$3,829/mo
Deposit HK$5.82M · loan HK$13.59M · min. income ≈ HK$145,314/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,666
−HK$4,995/mo
▼ 0.25% · 3.875%
HK$82,144
−HK$2,517/mo
Today · 4.125%
HK$84,661
baseline
▲ 0.50% · 4.625%
HK$89,813
+HK$5,152/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$169,322/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,627
−HK$4,789/mo
▼ 0.25% · 3.875%
HK$91,004
−HK$2,412/mo
Today · 4.125%
HK$93,416
baseline
▲ 0.50% · 4.625%
HK$98,340
+HK$4,924/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$186,832/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,858 · Scale 2, in force from 26 Feb 2026)