LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,259
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$45,636
−HK$1,399/mo
Today · 4.125%
HK$47,035
baseline
▲ 0.50% · 4.625%
HK$49,897
+HK$2,862/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$94,070/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,238
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$50,558
−HK$1,340/mo
Today · 4.125%
HK$51,898
baseline
▲ 0.50% · 4.625%
HK$54,634
+HK$2,736/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$103,796/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,111
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$54,763
−HK$1,679/mo
Today · 4.125%
HK$56,442
baseline
▲ 0.50% · 4.625%
HK$59,876
+HK$3,434/mo
Deposit HK$7.76M · loan HK$11.65M · min. income ≈ HK$112,884/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,086
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,670
−HK$1,608/mo
Today · 4.125%
HK$62,278
baseline
▲ 0.50% · 4.625%
HK$65,560
+HK$3,282/mo
Deposit HK$7.76M · loan HK$11.65M · min. income ≈ HK$124,556/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,963
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$63,890
−HK$1,959/mo
Today · 4.125%
HK$65,849
baseline
▲ 0.50% · 4.625%
HK$69,855
+HK$4,006/mo
Deposit HK$5.82M · loan HK$13.59M · min. income ≈ HK$131,698/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,933
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$70,782
−HK$1,875/mo
Today · 4.125%
HK$72,657
baseline
▲ 0.50% · 4.625%
HK$76,487
+HK$3,830/mo
Deposit HK$5.82M · loan HK$13.59M · min. income ≈ HK$145,314/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,667
−HK$4,995/mo
▼ 0.25% · 3.875%
HK$82,145
−HK$2,517/mo
Today · 4.125%
HK$84,662
baseline
▲ 0.50% · 4.625%
HK$89,814
+HK$5,152/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$169,324/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,628
−HK$4,789/mo
▼ 0.25% · 3.875%
HK$91,005
−HK$2,412/mo
Today · 4.125%
HK$93,417
baseline
▲ 0.50% · 4.625%
HK$98,341
+HK$4,924/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$186,834/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,866 · Scale 2, in force from 26 Feb 2026)