LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,260
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,636
−HK$1,399/mo
Today · 4.125%
HK$47,035
baseline
▲ 0.50% · 4.625%
HK$49,897
+HK$2,862/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$94,070/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,238
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$50,559
−HK$1,339/mo
Today · 4.125%
HK$51,898
baseline
▲ 0.50% · 4.625%
HK$54,634
+HK$2,736/mo
Deposit HK$9.70M · loan HK$9.70M · min. income ≈ HK$103,796/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,111
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$54,764
−HK$1,678/mo
Today · 4.125%
HK$56,442
baseline
▲ 0.50% · 4.625%
HK$59,876
+HK$3,434/mo
Deposit HK$7.76M · loan HK$11.65M · min. income ≈ HK$112,884/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,086
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,671
−HK$1,607/mo
Today · 4.125%
HK$62,278
baseline
▲ 0.50% · 4.625%
HK$65,561
+HK$3,283/mo
Deposit HK$7.76M · loan HK$11.65M · min. income ≈ HK$124,556/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,963
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$63,891
−HK$1,958/mo
Today · 4.125%
HK$65,849
baseline
▲ 0.50% · 4.625%
HK$69,856
+HK$4,007/mo
Deposit HK$5.82M · loan HK$13.59M · min. income ≈ HK$131,698/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,934
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$70,782
−HK$1,876/mo
Today · 4.125%
HK$72,658
baseline
▲ 0.50% · 4.625%
HK$76,488
+HK$3,830/mo
Deposit HK$5.82M · loan HK$13.59M · min. income ≈ HK$145,316/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,667
−HK$4,996/mo
▼ 0.25% · 3.875%
HK$82,145
−HK$2,518/mo
Today · 4.125%
HK$84,663
baseline
▲ 0.50% · 4.625%
HK$89,815
+HK$5,152/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$169,326/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,629
−HK$4,788/mo
▼ 0.25% · 3.875%
HK$91,006
−HK$2,411/mo
Today · 4.125%
HK$93,417
baseline
▲ 0.50% · 4.625%
HK$98,341
+HK$4,924/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$186,834/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,872 · Scale 2, in force from 26 Feb 2026)