LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,261
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$45,638
−HK$1,399/mo
Today · 4.125%
HK$47,037
baseline
▲ 0.50% · 4.625%
HK$49,899
+HK$2,862/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$94,074/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,240
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$50,561
−HK$1,339/mo
Today · 4.125%
HK$51,900
baseline
▲ 0.50% · 4.625%
HK$54,636
+HK$2,736/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$103,800/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,114
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$54,766
−HK$1,678/mo
Today · 4.125%
HK$56,444
baseline
▲ 0.50% · 4.625%
HK$59,879
+HK$3,435/mo
Deposit HK$7.76M · loan HK$11.65M · min. income ≈ HK$112,888/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,088
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$60,673
−HK$1,608/mo
Today · 4.125%
HK$62,281
baseline
▲ 0.50% · 4.625%
HK$65,563
+HK$3,282/mo
Deposit HK$7.76M · loan HK$11.65M · min. income ≈ HK$124,562/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,966
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$63,893
−HK$1,959/mo
Today · 4.125%
HK$65,852
baseline
▲ 0.50% · 4.625%
HK$69,858
+HK$4,006/mo
Deposit HK$5.82M · loan HK$13.59M · min. income ≈ HK$131,704/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,936
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$70,785
−HK$1,876/mo
Today · 4.125%
HK$72,661
baseline
▲ 0.50% · 4.625%
HK$76,491
+HK$3,830/mo
Deposit HK$5.82M · loan HK$13.59M · min. income ≈ HK$145,322/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,670
−HK$4,996/mo
▼ 0.25% · 3.875%
HK$82,148
−HK$2,518/mo
Today · 4.125%
HK$84,666
baseline
▲ 0.50% · 4.625%
HK$89,818
+HK$5,152/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$169,332/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,632
−HK$4,789/mo
▼ 0.25% · 3.875%
HK$91,009
−HK$2,412/mo
Today · 4.125%
HK$93,421
baseline
▲ 0.50% · 4.625%
HK$98,345
+HK$4,924/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$186,842/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,900 · Scale 2, in force from 26 Feb 2026)