LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,263
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,640
−HK$1,398/mo
Today · 4.125%
HK$47,038
baseline
▲ 0.50% · 4.625%
HK$49,901
+HK$2,863/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$94,076/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,242
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$50,563
−HK$1,339/mo
Today · 4.125%
HK$51,902
baseline
▲ 0.50% · 4.625%
HK$54,638
+HK$2,736/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$103,804/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,115
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$54,768
−HK$1,678/mo
Today · 4.125%
HK$56,446
baseline
▲ 0.50% · 4.625%
HK$59,881
+HK$3,435/mo
Deposit HK$7.76M · loan HK$11.65M · min. income ≈ HK$112,892/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,090
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$60,675
−HK$1,608/mo
Today · 4.125%
HK$62,283
baseline
▲ 0.50% · 4.625%
HK$65,566
+HK$3,283/mo
Deposit HK$7.76M · loan HK$11.65M · min. income ≈ HK$124,566/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,968
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$63,895
−HK$1,959/mo
Today · 4.125%
HK$65,854
baseline
▲ 0.50% · 4.625%
HK$69,861
+HK$4,007/mo
Deposit HK$5.82M · loan HK$13.59M · min. income ≈ HK$131,708/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,939
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$70,788
−HK$1,875/mo
Today · 4.125%
HK$72,663
baseline
▲ 0.50% · 4.625%
HK$76,493
+HK$3,830/mo
Deposit HK$5.82M · loan HK$13.59M · min. income ≈ HK$145,326/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,673
−HK$4,996/mo
▼ 0.25% · 3.875%
HK$82,151
−HK$2,518/mo
Today · 4.125%
HK$84,669
baseline
▲ 0.50% · 4.625%
HK$89,821
+HK$5,152/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$169,338/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,635
−HK$4,789/mo
▼ 0.25% · 3.875%
HK$91,013
−HK$2,411/mo
Today · 4.125%
HK$93,424
baseline
▲ 0.50% · 4.625%
HK$98,349
+HK$4,925/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$186,848/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,925 · Scale 2, in force from 26 Feb 2026)