LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,263
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$45,640
−HK$1,399/mo
Today · 4.125%
HK$47,039
baseline
▲ 0.50% · 4.625%
HK$49,901
+HK$2,862/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$94,078/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,242
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$50,563
−HK$1,340/mo
Today · 4.125%
HK$51,903
baseline
▲ 0.50% · 4.625%
HK$54,639
+HK$2,736/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$103,806/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,116
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$54,768
−HK$1,679/mo
Today · 4.125%
HK$56,447
baseline
▲ 0.50% · 4.625%
HK$59,881
+HK$3,434/mo
Deposit HK$7.76M · loan HK$11.65M · min. income ≈ HK$112,894/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,091
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,676
−HK$1,607/mo
Today · 4.125%
HK$62,283
baseline
▲ 0.50% · 4.625%
HK$65,567
+HK$3,284/mo
Deposit HK$7.76M · loan HK$11.65M · min. income ≈ HK$124,566/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,969
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$63,896
−HK$1,959/mo
Today · 4.125%
HK$65,855
baseline
▲ 0.50% · 4.625%
HK$69,862
+HK$4,007/mo
Deposit HK$5.82M · loan HK$13.59M · min. income ≈ HK$131,710/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,939
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$70,788
−HK$1,876/mo
Today · 4.125%
HK$72,664
baseline
▲ 0.50% · 4.625%
HK$76,494
+HK$3,830/mo
Deposit HK$5.82M · loan HK$13.59M · min. income ≈ HK$145,328/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,674
−HK$4,996/mo
▼ 0.25% · 3.875%
HK$82,152
−HK$2,518/mo
Today · 4.125%
HK$84,670
baseline
▲ 0.50% · 4.625%
HK$89,822
+HK$5,152/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$169,340/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,636
−HK$4,789/mo
▼ 0.25% · 3.875%
HK$91,014
−HK$2,411/mo
Today · 4.125%
HK$93,425
baseline
▲ 0.50% · 4.625%
HK$98,350
+HK$4,925/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$186,850/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,933 · Scale 2, in force from 26 Feb 2026)