LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,264
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,641
−HK$1,398/mo
Today · 4.125%
HK$47,039
baseline
▲ 0.50% · 4.625%
HK$49,902
+HK$2,863/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$94,078/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,243
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$50,564
−HK$1,339/mo
Today · 4.125%
HK$51,903
baseline
▲ 0.50% · 4.625%
HK$54,639
+HK$2,736/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$103,806/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,116
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$54,769
−HK$1,678/mo
Today · 4.125%
HK$56,447
baseline
▲ 0.50% · 4.625%
HK$59,882
+HK$3,435/mo
Deposit HK$7.76M · loan HK$11.65M · min. income ≈ HK$112,894/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,091
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$60,676
−HK$1,608/mo
Today · 4.125%
HK$62,284
baseline
▲ 0.50% · 4.625%
HK$65,567
+HK$3,283/mo
Deposit HK$7.76M · loan HK$11.65M · min. income ≈ HK$124,568/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,969
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$63,897
−HK$1,958/mo
Today · 4.125%
HK$65,855
baseline
▲ 0.50% · 4.625%
HK$69,862
+HK$4,007/mo
Deposit HK$5.82M · loan HK$13.59M · min. income ≈ HK$131,710/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,940
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$70,789
−HK$1,876/mo
Today · 4.125%
HK$72,665
baseline
▲ 0.50% · 4.625%
HK$76,495
+HK$3,830/mo
Deposit HK$5.82M · loan HK$13.59M · min. income ≈ HK$145,330/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,675
−HK$4,996/mo
▼ 0.25% · 3.875%
HK$82,153
−HK$2,518/mo
Today · 4.125%
HK$84,671
baseline
▲ 0.50% · 4.625%
HK$89,823
+HK$5,152/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$169,342/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,637
−HK$4,789/mo
▼ 0.25% · 3.875%
HK$91,014
−HK$2,412/mo
Today · 4.125%
HK$93,426
baseline
▲ 0.50% · 4.625%
HK$98,351
+HK$4,925/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$186,852/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,939 · Scale 2, in force from 26 Feb 2026)