LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,264
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$45,641
−HK$1,399/mo
Today · 4.125%
HK$47,040
baseline
▲ 0.50% · 4.625%
HK$49,903
+HK$2,863/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$94,080/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,244
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$50,564
−HK$1,340/mo
Today · 4.125%
HK$51,904
baseline
▲ 0.50% · 4.625%
HK$54,640
+HK$2,736/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$103,808/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$727,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,117
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$54,770
−HK$1,678/mo
Today · 4.125%
HK$56,448
baseline
▲ 0.50% · 4.625%
HK$59,883
+HK$3,435/mo
Deposit HK$7.76M · loan HK$11.65M · min. income ≈ HK$112,896/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,093
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,677
−HK$1,608/mo
Today · 4.125%
HK$62,285
baseline
▲ 0.50% · 4.625%
HK$65,568
+HK$3,283/mo
Deposit HK$7.76M · loan HK$11.65M · min. income ≈ HK$124,570/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$727,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,970
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$63,898
−HK$1,958/mo
Today · 4.125%
HK$65,856
baseline
▲ 0.50% · 4.625%
HK$69,864
+HK$4,008/mo
Deposit HK$5.82M · loan HK$13.59M · min. income ≈ HK$131,712/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,941
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$70,790
−HK$1,876/mo
Today · 4.125%
HK$72,666
baseline
▲ 0.50% · 4.625%
HK$76,496
+HK$3,830/mo
Deposit HK$5.82M · loan HK$13.59M · min. income ≈ HK$145,332/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$727,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,676
−HK$4,996/mo
▼ 0.25% · 3.875%
HK$82,154
−HK$2,518/mo
Today · 4.125%
HK$84,672
baseline
▲ 0.50% · 4.625%
HK$89,825
+HK$5,153/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$169,344/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,639
−HK$4,789/mo
▼ 0.25% · 3.875%
HK$91,016
−HK$2,412/mo
Today · 4.125%
HK$93,428
baseline
▲ 0.50% · 4.625%
HK$98,352
+HK$4,924/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$186,856/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,953 · Scale 2, in force from 26 Feb 2026)