LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,268
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$45,645
−HK$1,399/mo
Today · 4.125%
HK$47,044
baseline
▲ 0.50% · 4.625%
HK$49,906
+HK$2,862/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$94,088/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$728,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,247
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$50,568
−HK$1,340/mo
Today · 4.125%
HK$51,908
baseline
▲ 0.50% · 4.625%
HK$54,644
+HK$2,736/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$103,816/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$728,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,121
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$54,774
−HK$1,678/mo
Today · 4.125%
HK$56,452
baseline
▲ 0.50% · 4.625%
HK$59,887
+HK$3,435/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$112,904/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$728,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,097
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$60,682
−HK$1,608/mo
Today · 4.125%
HK$62,290
baseline
▲ 0.50% · 4.625%
HK$65,573
+HK$3,283/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$124,580/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$728,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,975
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$63,903
−HK$1,958/mo
Today · 4.125%
HK$65,861
baseline
▲ 0.50% · 4.625%
HK$69,869
+HK$4,008/mo
Deposit HK$5.82M · loan HK$13.59M · min. income ≈ HK$131,722/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$728,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,946
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$70,795
−HK$1,876/mo
Today · 4.125%
HK$72,671
baseline
▲ 0.50% · 4.625%
HK$76,502
+HK$3,831/mo
Deposit HK$5.82M · loan HK$13.59M · min. income ≈ HK$145,342/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$728,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,682
−HK$4,997/mo
▼ 0.25% · 3.875%
HK$82,160
−HK$2,519/mo
Today · 4.125%
HK$84,679
baseline
▲ 0.50% · 4.625%
HK$89,831
+HK$5,152/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$169,358/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,645
−HK$4,790/mo
▼ 0.25% · 3.875%
HK$91,023
−HK$2,412/mo
Today · 4.125%
HK$93,435
baseline
▲ 0.50% · 4.625%
HK$98,360
+HK$4,925/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$186,870/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,006 · Scale 2, in force from 26 Feb 2026)