LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,268
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$45,645
−HK$1,399/mo
Today · 4.125%
HK$47,044
baseline
▲ 0.50% · 4.625%
HK$49,907
+HK$2,863/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$94,088/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$728,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,248
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$50,569
−HK$1,340/mo
Today · 4.125%
HK$51,909
baseline
▲ 0.50% · 4.625%
HK$54,645
+HK$2,736/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$103,818/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$728,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,122
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$54,774
−HK$1,679/mo
Today · 4.125%
HK$56,453
baseline
▲ 0.50% · 4.625%
HK$59,888
+HK$3,435/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$112,906/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$728,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,098
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$60,683
−HK$1,608/mo
Today · 4.125%
HK$62,291
baseline
▲ 0.50% · 4.625%
HK$65,574
+HK$3,283/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$124,582/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$728,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,976
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$63,903
−HK$1,959/mo
Today · 4.125%
HK$65,862
baseline
▲ 0.50% · 4.625%
HK$69,870
+HK$4,008/mo
Deposit HK$5.82M · loan HK$13.59M · min. income ≈ HK$131,724/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$728,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,947
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$70,796
−HK$1,876/mo
Today · 4.125%
HK$72,672
baseline
▲ 0.50% · 4.625%
HK$76,503
+HK$3,831/mo
Deposit HK$5.82M · loan HK$13.59M · min. income ≈ HK$145,344/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$728,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,683
−HK$4,997/mo
▼ 0.25% · 3.875%
HK$82,162
−HK$2,518/mo
Today · 4.125%
HK$84,680
baseline
▲ 0.50% · 4.625%
HK$89,832
+HK$5,152/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$169,360/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,646
−HK$4,790/mo
▼ 0.25% · 3.875%
HK$91,024
−HK$2,412/mo
Today · 4.125%
HK$93,436
baseline
▲ 0.50% · 4.625%
HK$98,361
+HK$4,925/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$186,872/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,016 · Scale 2, in force from 26 Feb 2026)