LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,272
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$45,649
−HK$1,399/mo
Today · 4.125%
HK$47,048
baseline
▲ 0.50% · 4.625%
HK$49,911
+HK$2,863/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$94,096/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,252
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$50,573
−HK$1,340/mo
Today · 4.125%
HK$51,913
baseline
▲ 0.50% · 4.625%
HK$54,649
+HK$2,736/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$103,826/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,126
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$54,779
−HK$1,679/mo
Today · 4.125%
HK$56,458
baseline
▲ 0.50% · 4.625%
HK$59,893
+HK$3,435/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$112,916/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$728,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,102
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$60,687
−HK$1,608/mo
Today · 4.125%
HK$62,295
baseline
▲ 0.50% · 4.625%
HK$65,579
+HK$3,284/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$124,590/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$728,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,980
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$63,908
−HK$1,959/mo
Today · 4.125%
HK$65,867
baseline
▲ 0.50% · 4.625%
HK$69,875
+HK$4,008/mo
Deposit HK$5.82M · loan HK$13.59M · min. income ≈ HK$131,734/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$728,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,953
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$70,802
−HK$1,876/mo
Today · 4.125%
HK$72,678
baseline
▲ 0.50% · 4.625%
HK$76,509
+HK$3,831/mo
Deposit HK$5.82M · loan HK$13.59M · min. income ≈ HK$145,356/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$728,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,689
−HK$4,997/mo
▼ 0.25% · 3.875%
HK$82,168
−HK$2,518/mo
Today · 4.125%
HK$84,686
baseline
▲ 0.50% · 4.625%
HK$89,839
+HK$5,153/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$169,372/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,653
−HK$4,790/mo
▼ 0.25% · 3.875%
HK$91,031
−HK$2,412/mo
Today · 4.125%
HK$93,443
baseline
▲ 0.50% · 4.625%
HK$98,369
+HK$4,926/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$186,886/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,073 · Scale 2, in force from 26 Feb 2026)