LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,273
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$45,650
−HK$1,399/mo
Today · 4.125%
HK$47,049
baseline
▲ 0.50% · 4.625%
HK$49,912
+HK$2,863/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$94,098/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,253
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$50,574
−HK$1,340/mo
Today · 4.125%
HK$51,914
baseline
▲ 0.50% · 4.625%
HK$54,651
+HK$2,737/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$103,828/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,128
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$54,780
−HK$1,679/mo
Today · 4.125%
HK$56,459
baseline
▲ 0.50% · 4.625%
HK$59,894
+HK$3,435/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$112,918/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$728,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,104
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$60,689
−HK$1,608/mo
Today · 4.125%
HK$62,297
baseline
▲ 0.50% · 4.625%
HK$65,581
+HK$3,284/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$124,594/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$728,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,982
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$63,910
−HK$1,959/mo
Today · 4.125%
HK$65,869
baseline
▲ 0.50% · 4.625%
HK$69,877
+HK$4,008/mo
Deposit HK$5.82M · loan HK$13.59M · min. income ≈ HK$131,738/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$728,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,954
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$70,804
−HK$1,876/mo
Today · 4.125%
HK$72,680
baseline
▲ 0.50% · 4.625%
HK$76,511
+HK$3,831/mo
Deposit HK$5.82M · loan HK$13.59M · min. income ≈ HK$145,360/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$728,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,691
−HK$4,998/mo
▼ 0.25% · 3.875%
HK$82,170
−HK$2,519/mo
Today · 4.125%
HK$84,689
baseline
▲ 0.50% · 4.625%
HK$89,842
+HK$5,153/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$169,378/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,656
−HK$4,790/mo
▼ 0.25% · 3.875%
HK$91,033
−HK$2,413/mo
Today · 4.125%
HK$93,446
baseline
▲ 0.50% · 4.625%
HK$98,371
+HK$4,925/mo
Deposit HK$1.94M · loan HK$17.47M · min. income ≈ HK$186,892/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,092 · Scale 2, in force from 26 Feb 2026)