LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,276
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$45,653
−HK$1,399/mo
Today · 4.125%
HK$47,052
baseline
▲ 0.50% · 4.625%
HK$49,915
+HK$2,863/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$94,104/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,256
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$50,577
−HK$1,340/mo
Today · 4.125%
HK$51,917
baseline
▲ 0.50% · 4.625%
HK$54,654
+HK$2,737/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$103,834/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,131
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$54,783
−HK$1,680/mo
Today · 4.125%
HK$56,463
baseline
▲ 0.50% · 4.625%
HK$59,898
+HK$3,435/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$112,926/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$728,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,107
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$60,693
−HK$1,608/mo
Today · 4.125%
HK$62,301
baseline
▲ 0.50% · 4.625%
HK$65,585
+HK$3,284/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$124,602/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$728,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,986
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$63,914
−HK$1,959/mo
Today · 4.125%
HK$65,873
baseline
▲ 0.50% · 4.625%
HK$69,881
+HK$4,008/mo
Deposit HK$5.83M · loan HK$13.59M · min. income ≈ HK$131,746/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$728,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,959
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$70,808
−HK$1,876/mo
Today · 4.125%
HK$72,684
baseline
▲ 0.50% · 4.625%
HK$76,516
+HK$3,832/mo
Deposit HK$5.83M · loan HK$13.59M · min. income ≈ HK$145,368/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$728,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,696
−HK$4,998/mo
▼ 0.25% · 3.875%
HK$82,175
−HK$2,519/mo
Today · 4.125%
HK$84,694
baseline
▲ 0.50% · 4.625%
HK$89,847
+HK$5,153/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$169,388/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,661
−HK$4,790/mo
▼ 0.25% · 3.875%
HK$91,039
−HK$2,412/mo
Today · 4.125%
HK$93,451
baseline
▲ 0.50% · 4.625%
HK$98,377
+HK$4,926/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$186,902/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,136 · Scale 2, in force from 26 Feb 2026)