LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,276
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,654
−HK$1,399/mo
Today · 4.125%
HK$47,053
baseline
▲ 0.50% · 4.625%
HK$49,916
+HK$2,863/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$94,106/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,257
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$50,578
−HK$1,340/mo
Today · 4.125%
HK$51,918
baseline
▲ 0.50% · 4.625%
HK$54,655
+HK$2,737/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$103,836/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,132
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$54,784
−HK$1,680/mo
Today · 4.125%
HK$56,464
baseline
▲ 0.50% · 4.625%
HK$59,899
+HK$3,435/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$112,928/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,109
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$60,694
−HK$1,608/mo
Today · 4.125%
HK$62,302
baseline
▲ 0.50% · 4.625%
HK$65,586
+HK$3,284/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$124,604/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,987
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$63,915
−HK$1,959/mo
Today · 4.125%
HK$65,874
baseline
▲ 0.50% · 4.625%
HK$69,882
+HK$4,008/mo
Deposit HK$5.83M · loan HK$13.59M · min. income ≈ HK$131,748/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$728,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,960
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$70,809
−HK$1,877/mo
Today · 4.125%
HK$72,686
baseline
▲ 0.50% · 4.625%
HK$76,517
+HK$3,831/mo
Deposit HK$5.83M · loan HK$13.59M · min. income ≈ HK$145,372/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$728,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,698
−HK$4,997/mo
▼ 0.25% · 3.875%
HK$82,177
−HK$2,518/mo
Today · 4.125%
HK$84,695
baseline
▲ 0.50% · 4.625%
HK$89,849
+HK$5,154/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$169,390/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,663
−HK$4,790/mo
▼ 0.25% · 3.875%
HK$91,041
−HK$2,412/mo
Today · 4.125%
HK$93,453
baseline
▲ 0.50% · 4.625%
HK$98,379
+HK$4,926/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$186,906/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,150 · Scale 2, in force from 26 Feb 2026)