LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,278
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,655
−HK$1,400/mo
Today · 4.125%
HK$47,055
baseline
▲ 0.50% · 4.625%
HK$49,918
+HK$2,863/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$94,110/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,259
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$50,580
−HK$1,340/mo
Today · 4.125%
HK$51,920
baseline
▲ 0.50% · 4.625%
HK$54,657
+HK$2,737/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$103,840/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,134
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$54,786
−HK$1,680/mo
Today · 4.125%
HK$56,466
baseline
▲ 0.50% · 4.625%
HK$59,901
+HK$3,435/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$112,932/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,111
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$60,696
−HK$1,608/mo
Today · 4.125%
HK$62,304
baseline
▲ 0.50% · 4.625%
HK$65,588
+HK$3,284/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$124,608/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,989
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$63,917
−HK$1,960/mo
Today · 4.125%
HK$65,877
baseline
▲ 0.50% · 4.625%
HK$69,885
+HK$4,008/mo
Deposit HK$5.83M · loan HK$13.59M · min. income ≈ HK$131,754/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$728,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,962
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$70,812
−HK$1,876/mo
Today · 4.125%
HK$72,688
baseline
▲ 0.50% · 4.625%
HK$76,520
+HK$3,832/mo
Deposit HK$5.83M · loan HK$13.59M · min. income ≈ HK$145,376/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$728,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,700
−HK$4,998/mo
▼ 0.25% · 3.875%
HK$82,180
−HK$2,518/mo
Today · 4.125%
HK$84,698
baseline
▲ 0.50% · 4.625%
HK$89,852
+HK$5,154/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$169,396/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,666
−HK$4,790/mo
▼ 0.25% · 3.875%
HK$91,044
−HK$2,412/mo
Today · 4.125%
HK$93,456
baseline
▲ 0.50% · 4.625%
HK$98,383
+HK$4,927/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$186,912/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,176 · Scale 2, in force from 26 Feb 2026)