LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,279
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,657
−HK$1,399/mo
Today · 4.125%
HK$47,056
baseline
▲ 0.50% · 4.625%
HK$49,919
+HK$2,863/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$94,112/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,260
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,581
−HK$1,341/mo
Today · 4.125%
HK$51,922
baseline
▲ 0.50% · 4.625%
HK$54,659
+HK$2,737/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$103,844/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,135
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$54,788
−HK$1,679/mo
Today · 4.125%
HK$56,467
baseline
▲ 0.50% · 4.625%
HK$59,903
+HK$3,436/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$112,934/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,112
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$60,698
−HK$1,608/mo
Today · 4.125%
HK$62,306
baseline
▲ 0.50% · 4.625%
HK$65,590
+HK$3,284/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$124,612/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,991
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$63,919
−HK$1,959/mo
Today · 4.125%
HK$65,878
baseline
▲ 0.50% · 4.625%
HK$69,887
+HK$4,009/mo
Deposit HK$5.83M · loan HK$13.59M · min. income ≈ HK$131,756/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$728,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,964
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$70,814
−HK$1,876/mo
Today · 4.125%
HK$72,690
baseline
▲ 0.50% · 4.625%
HK$76,522
+HK$3,832/mo
Deposit HK$5.83M · loan HK$13.59M · min. income ≈ HK$145,380/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$728,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,703
−HK$4,998/mo
▼ 0.25% · 3.875%
HK$82,182
−HK$2,519/mo
Today · 4.125%
HK$84,701
baseline
▲ 0.50% · 4.625%
HK$89,855
+HK$5,154/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$169,402/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,669
−HK$4,790/mo
▼ 0.25% · 3.875%
HK$91,047
−HK$2,412/mo
Today · 4.125%
HK$93,459
baseline
▲ 0.50% · 4.625%
HK$98,385
+HK$4,926/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$186,918/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,197 · Scale 2, in force from 26 Feb 2026)