LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,280
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,657
−HK$1,400/mo
Today · 4.125%
HK$47,057
baseline
▲ 0.50% · 4.625%
HK$49,920
+HK$2,863/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$94,114/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,261
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$50,582
−HK$1,340/mo
Today · 4.125%
HK$51,922
baseline
▲ 0.50% · 4.625%
HK$54,659
+HK$2,737/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$103,844/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,136
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$54,789
−HK$1,679/mo
Today · 4.125%
HK$56,468
baseline
▲ 0.50% · 4.625%
HK$59,904
+HK$3,436/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$112,936/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,113
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$60,699
−HK$1,608/mo
Today · 4.125%
HK$62,307
baseline
▲ 0.50% · 4.625%
HK$65,591
+HK$3,284/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$124,614/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,992
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$63,920
−HK$1,959/mo
Today · 4.125%
HK$65,879
baseline
▲ 0.50% · 4.625%
HK$69,888
+HK$4,009/mo
Deposit HK$5.83M · loan HK$13.59M · min. income ≈ HK$131,758/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$728,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,965
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$70,815
−HK$1,876/mo
Today · 4.125%
HK$72,691
baseline
▲ 0.50% · 4.625%
HK$76,523
+HK$3,832/mo
Deposit HK$5.83M · loan HK$13.59M · min. income ≈ HK$145,382/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$728,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,704
−HK$4,998/mo
▼ 0.25% · 3.875%
HK$82,183
−HK$2,519/mo
Today · 4.125%
HK$84,702
baseline
▲ 0.50% · 4.625%
HK$89,856
+HK$5,154/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$169,404/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,670
−HK$4,790/mo
▼ 0.25% · 3.875%
HK$91,048
−HK$2,412/mo
Today · 4.125%
HK$93,460
baseline
▲ 0.50% · 4.625%
HK$98,387
+HK$4,927/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$186,920/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,208 · Scale 2, in force from 26 Feb 2026)