LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,280
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,658
−HK$1,399/mo
Today · 4.125%
HK$47,057
baseline
▲ 0.50% · 4.625%
HK$49,921
+HK$2,864/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$94,114/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,262
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$50,583
−HK$1,340/mo
Today · 4.125%
HK$51,923
baseline
▲ 0.50% · 4.625%
HK$54,660
+HK$2,737/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$103,846/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,137
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$54,789
−HK$1,680/mo
Today · 4.125%
HK$56,469
baseline
▲ 0.50% · 4.625%
HK$59,905
+HK$3,436/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$112,938/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,114
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$60,699
−HK$1,609/mo
Today · 4.125%
HK$62,308
baseline
▲ 0.50% · 4.625%
HK$65,592
+HK$3,284/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$124,616/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,993
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$63,921
−HK$1,959/mo
Today · 4.125%
HK$65,880
baseline
▲ 0.50% · 4.625%
HK$69,889
+HK$4,009/mo
Deposit HK$5.83M · loan HK$13.59M · min. income ≈ HK$131,760/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$728,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,966
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$70,816
−HK$1,876/mo
Today · 4.125%
HK$72,692
baseline
▲ 0.50% · 4.625%
HK$76,524
+HK$3,832/mo
Deposit HK$5.83M · loan HK$13.59M · min. income ≈ HK$145,384/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$728,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,705
−HK$4,998/mo
▼ 0.25% · 3.875%
HK$82,184
−HK$2,519/mo
Today · 4.125%
HK$84,703
baseline
▲ 0.50% · 4.625%
HK$89,857
+HK$5,154/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$169,406/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,671
−HK$4,790/mo
▼ 0.25% · 3.875%
HK$91,049
−HK$2,412/mo
Today · 4.125%
HK$93,461
baseline
▲ 0.50% · 4.625%
HK$98,388
+HK$4,927/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$186,922/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,216 · Scale 2, in force from 26 Feb 2026)