LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,285
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,662
−HK$1,400/mo
Today · 4.125%
HK$47,062
baseline
▲ 0.50% · 4.625%
HK$49,926
+HK$2,864/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$94,124/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,267
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$50,588
−HK$1,340/mo
Today · 4.125%
HK$51,928
baseline
▲ 0.50% · 4.625%
HK$54,666
+HK$2,738/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$103,856/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,142
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$54,795
−HK$1,679/mo
Today · 4.125%
HK$56,474
baseline
▲ 0.50% · 4.625%
HK$59,911
+HK$3,437/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$112,948/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,120
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$60,705
−HK$1,609/mo
Today · 4.125%
HK$62,314
baseline
▲ 0.50% · 4.625%
HK$65,599
+HK$3,285/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$124,628/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,999
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$63,927
−HK$1,960/mo
Today · 4.125%
HK$65,887
baseline
▲ 0.50% · 4.625%
HK$69,896
+HK$4,009/mo
Deposit HK$5.83M · loan HK$13.59M · min. income ≈ HK$131,774/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$728,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,973
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$70,823
−HK$1,877/mo
Today · 4.125%
HK$72,700
baseline
▲ 0.50% · 4.625%
HK$76,532
+HK$3,832/mo
Deposit HK$5.83M · loan HK$13.59M · min. income ≈ HK$145,400/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$728,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,713
−HK$4,999/mo
▼ 0.25% · 3.875%
HK$82,192
−HK$2,520/mo
Today · 4.125%
HK$84,712
baseline
▲ 0.50% · 4.625%
HK$89,866
+HK$5,154/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$169,424/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,680
−HK$4,791/mo
▼ 0.25% · 3.875%
HK$91,058
−HK$2,413/mo
Today · 4.125%
HK$93,471
baseline
▲ 0.50% · 4.625%
HK$98,398
+HK$4,927/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$186,942/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,290 · Scale 2, in force from 26 Feb 2026)