LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,286
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,663
−HK$1,400/mo
Today · 4.125%
HK$47,063
baseline
▲ 0.50% · 4.625%
HK$49,927
+HK$2,864/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$94,126/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,268
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$50,589
−HK$1,340/mo
Today · 4.125%
HK$51,929
baseline
▲ 0.50% · 4.625%
HK$54,667
+HK$2,738/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$103,858/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,143
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$54,796
−HK$1,680/mo
Today · 4.125%
HK$56,476
baseline
▲ 0.50% · 4.625%
HK$59,912
+HK$3,436/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$112,952/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,121
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$60,707
−HK$1,608/mo
Today · 4.125%
HK$62,315
baseline
▲ 0.50% · 4.625%
HK$65,600
+HK$3,285/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$124,630/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,000
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$63,929
−HK$1,959/mo
Today · 4.125%
HK$65,888
baseline
▲ 0.50% · 4.625%
HK$69,897
+HK$4,009/mo
Deposit HK$5.83M · loan HK$13.59M · min. income ≈ HK$131,776/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$728,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,975
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$70,824
−HK$1,877/mo
Today · 4.125%
HK$72,701
baseline
▲ 0.50% · 4.625%
HK$76,533
+HK$3,832/mo
Deposit HK$5.83M · loan HK$13.59M · min. income ≈ HK$145,402/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$728,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,714
−HK$4,999/mo
▼ 0.25% · 3.875%
HK$82,194
−HK$2,519/mo
Today · 4.125%
HK$84,713
baseline
▲ 0.50% · 4.625%
HK$89,868
+HK$5,155/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$169,426/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,682
−HK$4,791/mo
▼ 0.25% · 3.875%
HK$91,060
−HK$2,413/mo
Today · 4.125%
HK$93,473
baseline
▲ 0.50% · 4.625%
HK$98,400
+HK$4,927/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$186,946/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,304 · Scale 2, in force from 26 Feb 2026)