LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,287
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,665
−HK$1,399/mo
Today · 4.125%
HK$47,064
baseline
▲ 0.50% · 4.625%
HK$49,928
+HK$2,864/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$94,128/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,269
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,590
−HK$1,341/mo
Today · 4.125%
HK$51,931
baseline
▲ 0.50% · 4.625%
HK$54,668
+HK$2,737/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$103,862/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,145
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$54,798
−HK$1,679/mo
Today · 4.125%
HK$56,477
baseline
▲ 0.50% · 4.625%
HK$59,914
+HK$3,437/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$112,954/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,123
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$60,708
−HK$1,609/mo
Today · 4.125%
HK$62,317
baseline
▲ 0.50% · 4.625%
HK$65,602
+HK$3,285/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$124,634/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,002
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$63,931
−HK$1,959/mo
Today · 4.125%
HK$65,890
baseline
▲ 0.50% · 4.625%
HK$69,899
+HK$4,009/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$131,780/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$728,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,977
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$70,827
−HK$1,876/mo
Today · 4.125%
HK$72,703
baseline
▲ 0.50% · 4.625%
HK$76,535
+HK$3,832/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$145,406/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$728,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,717
−HK$4,999/mo
▼ 0.25% · 3.875%
HK$82,196
−HK$2,520/mo
Today · 4.125%
HK$84,716
baseline
▲ 0.50% · 4.625%
HK$89,871
+HK$5,155/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$169,432/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,684
−HK$4,792/mo
▼ 0.25% · 3.875%
HK$91,063
−HK$2,413/mo
Today · 4.125%
HK$93,476
baseline
▲ 0.50% · 4.625%
HK$98,403
+HK$4,927/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$186,952/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,325 · Scale 2, in force from 26 Feb 2026)