LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,287
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$45,665
−HK$1,400/mo
Today · 4.125%
HK$47,065
baseline
▲ 0.50% · 4.625%
HK$49,928
+HK$2,863/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$94,130/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,269
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,591
−HK$1,340/mo
Today · 4.125%
HK$51,931
baseline
▲ 0.50% · 4.625%
HK$54,669
+HK$2,738/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$103,862/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,145
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$54,798
−HK$1,680/mo
Today · 4.125%
HK$56,478
baseline
▲ 0.50% · 4.625%
HK$59,914
+HK$3,436/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$112,956/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,123
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$60,709
−HK$1,608/mo
Today · 4.125%
HK$62,317
baseline
▲ 0.50% · 4.625%
HK$65,602
+HK$3,285/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$124,634/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,002
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$63,931
−HK$1,960/mo
Today · 4.125%
HK$65,891
baseline
▲ 0.50% · 4.625%
HK$69,900
+HK$4,009/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$131,782/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$728,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,977
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$70,827
−HK$1,877/mo
Today · 4.125%
HK$72,704
baseline
▲ 0.50% · 4.625%
HK$76,536
+HK$3,832/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$145,408/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$728,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,717
−HK$4,999/mo
▼ 0.25% · 3.875%
HK$82,197
−HK$2,519/mo
Today · 4.125%
HK$84,716
baseline
▲ 0.50% · 4.625%
HK$89,871
+HK$5,155/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$169,432/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,685
−HK$4,791/mo
▼ 0.25% · 3.875%
HK$91,063
−HK$2,413/mo
Today · 4.125%
HK$93,476
baseline
▲ 0.50% · 4.625%
HK$98,403
+HK$4,927/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$186,952/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,330 · Scale 2, in force from 26 Feb 2026)