LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,288
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,666
−HK$1,399/mo
Today · 4.125%
HK$47,065
baseline
▲ 0.50% · 4.625%
HK$49,929
+HK$2,864/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$94,130/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,270
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,591
−HK$1,341/mo
Today · 4.125%
HK$51,932
baseline
▲ 0.50% · 4.625%
HK$54,669
+HK$2,737/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$103,864/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,146
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$54,799
−HK$1,679/mo
Today · 4.125%
HK$56,478
baseline
▲ 0.50% · 4.625%
HK$59,915
+HK$3,437/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$112,956/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,124
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$60,710
−HK$1,608/mo
Today · 4.125%
HK$62,318
baseline
▲ 0.50% · 4.625%
HK$65,603
+HK$3,285/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$124,636/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,003
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$63,932
−HK$1,959/mo
Today · 4.125%
HK$65,891
baseline
▲ 0.50% · 4.625%
HK$69,901
+HK$4,010/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$131,782/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,978
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$70,828
−HK$1,877/mo
Today · 4.125%
HK$72,705
baseline
▲ 0.50% · 4.625%
HK$76,537
+HK$3,832/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$145,410/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,719
−HK$4,999/mo
▼ 0.25% · 3.875%
HK$82,198
−HK$2,520/mo
Today · 4.125%
HK$84,718
baseline
▲ 0.50% · 4.625%
HK$89,872
+HK$5,154/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$169,436/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,686
−HK$4,791/mo
▼ 0.25% · 3.875%
HK$91,065
−HK$2,412/mo
Today · 4.125%
HK$93,477
baseline
▲ 0.50% · 4.625%
HK$98,405
+HK$4,928/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$186,954/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,341 · Scale 2, in force from 26 Feb 2026)