LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,291
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,669
−HK$1,399/mo
Today · 4.125%
HK$47,068
baseline
▲ 0.50% · 4.625%
HK$49,933
+HK$2,865/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$94,136/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,273
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,595
−HK$1,340/mo
Today · 4.125%
HK$51,935
baseline
▲ 0.50% · 4.625%
HK$54,673
+HK$2,738/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$103,870/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,149
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$54,803
−HK$1,679/mo
Today · 4.125%
HK$56,482
baseline
▲ 0.50% · 4.625%
HK$59,919
+HK$3,437/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$112,964/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,128
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$60,714
−HK$1,609/mo
Today · 4.125%
HK$62,323
baseline
▲ 0.50% · 4.625%
HK$65,608
+HK$3,285/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$124,646/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,007
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$63,936
−HK$1,960/mo
Today · 4.125%
HK$65,896
baseline
▲ 0.50% · 4.625%
HK$69,906
+HK$4,010/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$131,792/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,983
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$70,833
−HK$1,877/mo
Today · 4.125%
HK$72,710
baseline
▲ 0.50% · 4.625%
HK$76,542
+HK$3,832/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$145,420/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,724
−HK$4,999/mo
▼ 0.25% · 3.875%
HK$82,204
−HK$2,519/mo
Today · 4.125%
HK$84,723
baseline
▲ 0.50% · 4.625%
HK$89,879
+HK$5,156/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$169,446/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,692
−HK$4,792/mo
▼ 0.25% · 3.875%
HK$91,071
−HK$2,413/mo
Today · 4.125%
HK$93,484
baseline
▲ 0.50% · 4.625%
HK$98,411
+HK$4,927/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$186,968/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,390 · Scale 2, in force from 26 Feb 2026)